Embed digital banking
in your product.
Berkeley Payments' Bank-in-a-Box API enables you to embed an entire banking suite into your product.




End-to-End Digital Banking Features
Enable your customers to hold funds, pay bills, and spend money. Embed powerful financial features into your product with a single API.
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Why Choose Berkeley?
The Berkeley Payments Platform provides a single integration point to build white labelled cards and real-time payments into your banking product, without the massive upfront costs and time it would take to do without us.
Developer Friendly Open-API
Berkeley’s Open-API provides developers with a streamlined integration process. Our clear and modern API with scalable architecture, delivers the tools necessary for building out robust payments capabilities.
We provide easy-to-use API documentation to support your integration, and to empower developers.


Read Our Customer Stories
We've supported some amazing brands in building digital banking.
How does the process work?
Having launched dozens of large clients across North America, we have streamlined our onboarding process to be able to launch large complex clients in a short period of time.
The major phases include:
- Discovery
- Approvals (Bank, Network, AML/KYC)
- Configuration / Setup
- Test
- Launch
What does a typical implementation process look like?
High-Level Implementation Plan:
- Design of Card Materials and UX
- Approvals: Compliance, KYC and Bank approvals
- Integration, Configuration / Setup
- Reporting and Financial Processes
- Unit Testing and Service Implementation
- End to End Testing and Deployment
What are Berkeley's responsibilities on client programs?
Berkeley’s Responsibilities:
- Build and configure all functions and features
- Provide a dedicated Account Manager
- Continually rollout product improvements and feature enhancements
- Handle all customer services issues
- Ensure our client’s program is always with the right bank, processor, and fulfillment house
Are there any responsibilities our team needs to consider?
The responsibility of the customer relationship is on our clients.
What You Need to Manage
- Promote the program to its members
- Own the cardholder relationship
What You’ll Never Need to Manage
- Manage fraud & risk
- Worry about technology obsolescence
- Change your current bank relationships
- Cardholder support